With “ber” months just around the corner, the countdown to every Filipino’s favorite season is on. But to make sure you can fully enjoy the upcoming holidays, it’s time to start planning your finances. Metrobank is bringing the joy of the holiday season with its Happy Holideals promo, offering amazing deals for those dreaming of a new car or home.

It’s Christmas in August with the Metrobank Happy Holideals promo

This year, Metrobank is ringing in the holiday season in August by gifting clients with competitive loan rates, waived fees, and more when they apply for a car or home loan until October 31, 2024.

The launch of the Happy Holideals promo, held at One Ayala on August 9, 2024, was bannered by performances of the King of Philippine Christmas Carols, renowned singer Jose Mari Chan, and the Manila Philharmonic Orchestra, who serenaded the audience with iconic and timeless musical pieces that filled the air with the holiday spirit.

Save up before the holiday rush

The Bank’s early holiday treat is in line with its goal to help Filipinos realize their dreams. And what better way to do this than to present great deals and useful financial tips that would help them achieve their big life milestones—such as owning a car or building a new home?

Metrobank Chief Marketing Officer Digs Dimagiba emphasized the importance of being financially aware and educated early on so Filipinos can better budget their money. He encouraged people to start a new tradition of planning before the holiday rush and making financial resolutions as early as August when they can still act, instead of starting it post-holiday season in January.

“Instead of doing it in January, we invite everyone to start a new tradition of making our financial resolutions early in August, so that we can truly have a meaningful holiday season ahead. By making our holiday plans and budget before the biggest season for saving and spending, we can put them into action for a smoother holiday season that sets us up for a more stable financial start to the new year,” Dimagiba said during the event as he introduced the financial tips for Filipinos.

Holiday financial tip #1: G.I.F.T

Dimagiba shared an early holiday GIFT from Earnest Learning, Metrobank’s personal finance education program that aims to provide financial resolutions to help Filipinos manage money better. GIFT stands for:

• G – Get ahead with your holiday goals
• I – Invest your bonus wisely
• F – Follow a budget plan
• T – Take advantage of opportunities to save

To make the holidays more meaningful for Filipinos, Metrobank Consumer Lending Group Head Peaches D. Cuenco shared Metrobank’s biggest holiday offer this year for aspiring car and home loan owners: “Filipinos love the holidays that is why in the Philippines, it starts as soon as the –ber months come. This time, Metrobank is starting the holiday season even earlier to help our clients manage their funds better for the big move of buying a car or building their dream home that they have been planning for. Through our offers under the Metrobank Happy Holideals promo, we look forward to enabling them as we gift them with competitively low rates, waived fees, and a lot more to achieve their big goals this year.”

Holiday financial tip #2: G.R.O.W

“With our Happy Holideals offer, we’re giving Filipinos the gift of G.R.O.W.ing their family’s lifestyle because we are here to help our clients as their families’ needs grow, and their dreams evolve,” continued Cuenco. She urged everyone to remember the acronym G.R.O.W.:

• G – Get the best holiday deals to make your home and car loan more budget-friendly
• R – Receive additional perks when you avail of the Metrobank credit card which you’re pre-qualified for
• O – Opt for a convenient way to complete your loan application
• W – Work with the bank you trust, that ensures that your money, and your dreams are in good hands.

Metrobank Happy Holideals is open to all qualified car and home loan clients who submit their complete loan application documents from August 1 to October 31, 2024. To enjoy the Happy Holideals offers, qualified car and home loan applications must also be approved and subsequently booked on or before December 27, 2024.

Buying a new car as a holiday gift for yourself?

Buying a new car for yourself or for your growing family is now made more affordable with Metrobank’s Happy Holideals promo as it offers the following:

• Waived fees to give you more savings for your other holiday spends. Metrobank is waiving up to PHP100,000 on fees, covering Chattel Mortgage Registration Fee, Documentary Stamp Tax (DST), and Notarial Fee;
• Competitively low rates to give you more wiggle room on your monthly budget. Interest rate of your car loan can be as low as 8.70% p.a; and
• Bonus gift! Once your loan is approved, you will be pre-qualified for a Metrobank Toyota Mastercard to enjoy more savings!  Get 3% rebate on fuel at Petron stations nationwide, 10% discount on parts, accessories, and labor at Toyota dealers. Plus earn rewards points on all your transactions which you can redeem for eGCs and more.

With these deals, now is the best time to finally purchase the car you’ve been eyeing. To apply for a Metrobank car loan, visit their website.

Or how about getting ahead on your dream family home this holiday season?

Your dream family home is also within reach through Metrobank’s Happy Holideals promo, as it gives you access to these exclusive benefits:

• Waived fees so you have more budget for the holidays. Metrobank is waiving up to PHP 100,000 covering Mortgage Registration Fees, Documentary Stamp Tax (DST), and Notarial Fee;
• Exceptionally low rates to help you build your new home. Your Metrobank home loan interest rate can be as low as 6.75% p.a for a 5-year fixed term; and
• Bonus gift! With your approved home loan, you are one step closer to enjoying discounts and rebates as you pre-qualify for a Metrobank Credit Card.

With your savings, you can now set aside additional funds for home furnishings or other home improvement projects. Apply for a Metrobank home loan online here.

What are you waiting for? Celebrate the holiday spirit early by planning your holiday budget ahead and taking advantage of Metrobank’s sweet Happy Holideals offers for your big-ticket purchases! For more information, visit the nearest Metrobank branch or visit their website.

This is a press release. Minor edits have been made by the 8List.ph editorial team.

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